“SOCIOECONOMIC DYNAMICS AND RESILIENCE STRATEGIES AMONG MAIZE FARMER’S MICROCREDIT UTILIZATION IN SABON GARI LOCAL GOVERNMENT AREA OF KADUNA STATE, NIGERIA”, FUDMAJAAT, vol. 12, no. 2, pp. 101–108, Aug. 2026, doi: 10.33003/jaat.2026.1202.11.