CREDIT USE AND HOUSEHOLD FOOD SECURITY AMONG FARMING HOUSEHOLDS IN OGUN STATE, NIGERIA 1
DOI:
https://doi.org/10.33003/jaat.2025.1104.14Keywords:
Credit Use;, Food Security;, Farming Households;, Logit Model;, NigeriaAbstract
This study examines the relationship between credit use and household food security among farming households in Ogun State, Nigeria. Using primary data from 192 households selected through a multistage sampling technique, the study applies descriptive statistics, a food security index based on per capita food expenditure, and a logit regression model. Results indicate that 56.8% of households are food secure, with a higher incidence of food secure households among credit users (60.8%) than non-credit users (54.0%). Logit estimates show that farming experience, extension contact, and the amount of credit accessed significantly increase the likelihood of household food security, while household size and dependency ratio exert a negative effect. The findings underscore the importance of improved access to agricultural credit and extension services in enhancing household food security. Policy interventions aimed at strengthening inclusive rural financial systems are therefore critical for sustainable food security outcomes.
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